Special Alert - Mortgage Rates Down!

SPECIAL ALERT
As Per GOOGLE:
AI Overview - As of March 4, 2026,
30-year fixed mortgage rates are hovering around 5.875% to 6.12%, reflecting a period of relative stability, while 15-year fixed rates are lower, typically around 5.3% to 5.4%. Mortgage demand recently hit a 4-year low in rates, boosting refinancing.
Today's Average Mortgage Rates (March 4, 2026)

• 30-Year Fixed: ~5.875% - 6.12%
• 15-Year Fixed: ~5.3% - 5.47%
• 30-Year FHA: ~5.836% - 6.12%
• 30-Year VA: ~5.47% - 5.72%
• 7/1 ARM: ~5.625%

Key Market Factors

• Rate Trends: Rates have experienced a slight downward trend recently after the Fed began pausing rate cuts in early 2026.
• Refinancing: Refinance applications have jumped, showing a 109% increase compared to this time last year due to lower rates.
• Expectations: While some volatility exists, rates are generally expected to remain in the 5%–6% range, though they remain sensitive to inflation data.

What does this mean to you?
My mastermind group, and my colleagues at NC REALTORS®
have all said that they are experiencing a higher volume of buyers and sellers that are ready to move forward. The Market is thawing out, and folks are understanding that this is the norm and that COVID rates were a one-time gift that will not happen again. 
How does this effect the market? 
We will see how supply and demand will effect pricing as this plays out. There is a model that shows pricing increasing due to a penned up need for housing.  With more sellers making a move, they will also flood the market. 
If you are looking at buying or selling, call me 919-880-0904 and lets have a conversation about your goals, wants & needs and how this market shift effects your bottom line. 
Lets make this simple and about you. 
This entire message was not powered by AI. 
Carl wrote this content starting with the heading.What does this mean to you?
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4REmarketing, owned by Carl Johnson
Note: Rates are based on daily national averages and can vary significantly based on your credit score, down payment, and lender.

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